Carr Allison is dedicated to representing both insurers and re-insurers in today’s heavily regulated and litigated insurance defense environment. Today, the threat of extra-contractual liability and “bad faith” claims lurks over every first-party property or uninsured motorists claim.

Even in third party defense claims, a coverage decision may give rise to a bad faith claim for failure to defend, along with an assignment of the insured’s rights with the carrier to a stranger to the policy, the Plaintiff.

Because the threats of extra-contractual liability is always changing, the attorneys in Carr Allison’s Extra-Contractual Group stay abreast of the latest developments, nuances and changes in the law so they can competently advise clients on extra-contractual and bad faith issues, as well as efficiently defending insurers against such claims. Our attorneys also provide strategic support and guidance in developing insurance practices designed to prevent such litigation, providing training to executive level management and counseling insurers concerning a myriad of insurance liability. Our attorneys routinely teach insurers and self-insurers on how to avoid situations where Plaintiffs can make such claims, at a state and national level.

Although our goal is to aid clients in avoiding and reducing the risks of litigation, if litigation does ensue, our attorneys have the knowledge, experience, and ability to quickly evaluate potential exposure, minimize risks through strategic litigation, and vigorously represent clients in state or federal court to achieve favorable results. Not only have our attorneys successfully represented clients against numerous bad faith and extracontractual claims, our attorneys have also identified potential bad faith claims insureds had not seen, saving our insurers from additional claims.

Please contact our counsel if you have any questions about potential extracontractual claims, as our objective and plan is to help avoid them whenever possible, and to resolve them to the insurer’s expectations if litigation arises.

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News

Carr Allison Earns Best Law Firm Recognition for 2026

Carr Allison again has been named one of the Best Law Firms® by Best Lawyers® for 2026.  This recognition is based solely on peer review from leading lawyers within the same geographic and legal practice areas. Congratulations to our attorneys who continue to dedicate so much time and effort to provide our clients […]

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Wells Serves as Moderator for a Judicial Panel at Approach the Bench CLE Seminar

Carr Allison Shareholder Judson W. Wells, Sr. recently served as a moderator for a judicial panel discussion at the Approach the Bench CLE held by the Mobile Bar Association. Two judicial panels consisting of 12 federal, state and municipal judges discussed a number of topics relating to serving as a […]

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Miller and Muhonen Obtain Dismissal

Chancey Miller and Stephen Muhonen of our Chattanooga (TN) office succeeded in obtaining the dismissal of a significant security case for a retail client. In a case where a convenience store employee was assaulted while confronting a shoplifter, allegations were that the retailer failed to provide proper security which was an […]

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