Carr Allison is dedicated to representing both insurers and re-insurers in today’s heavily regulated and litigated insurance defense environment. Today, the threat of extra-contractual liability and “bad faith” claims lurks over every first-party property or uninsured motorists claim.

Even in third party defense claims, a coverage decision may give rise to a bad faith claim for failure to defend, along with an assignment of the insured’s rights with the carrier to a stranger to the policy, the Plaintiff.

Because the threats of extra-contractual liability is always changing, the attorneys in Carr Allison’s Extra-Contractual Group stay abreast of the latest developments, nuances and changes in the law so they can competently advise clients on extra-contractual and bad faith issues, as well as efficiently defending insurers against such claims. Our attorneys also provide strategic support and guidance in developing insurance practices designed to prevent such litigation, providing training to executive level management and counseling insurers concerning a myriad of insurance liability. Our attorneys routinely teach insurers and self-insurers on how to avoid situations where Plaintiffs can make such claims, at a state and national level.

Although our goal is to aid clients in avoiding and reducing the risks of litigation, if litigation does ensue, our attorneys have the knowledge, experience, and ability to quickly evaluate potential exposure, minimize risks through strategic litigation, and vigorously represent clients in state or federal court to achieve favorable results. Not only have our attorneys successfully represented clients against numerous bad faith and extracontractual claims, our attorneys have also identified potential bad faith claims insureds had not seen, saving our insurers from additional claims.

Please contact our counsel if you have any questions about potential extracontractual claims, as our objective and plan is to help avoid them whenever possible, and to resolve them to the insurer’s expectations if litigation arises.

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News

Carr Allison Announces New Shareholders and Counsel

Carr Allison congratulates the following attorneys who have been named Shareholders: J. Mark Chappell Heather M. Frederick Megan E. Harsh Megan C. Lopez Dara M. Reed George Spears Reynolds IV Mark D. Toppen Carr Allison is pleased to announce the following attorneys who have been named Counsel: Manal Abraham Betty […]

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Judson Wells Honored as 2025 President of The Mobile Bar Association

Carr Allison shareholder and retired Mobile County District Judge Judson W. Wells, Sr., was honored for his service as the 2025 President at the annual Holiday Luncheon on December 12, 2025. Judson Wells received a commemorative plaque from the association. He also passed the gavel to incoming 2026 President Mary Margaret […]

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Smith, Thomas and Hahn Obtain a Summary Judgment

Glenn Smith of our Mobile (AL) office and Rachel Thomas and Will Hahn of our Pensacola (FL) office successfully obtained a summary judgment in the Circuit Court of Baldwin County (AL).  The case involved a trip-and-fall at a local condominium parking garage. The plaintiff alleged that the defendant was responsible […]

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